Month: August 2019

Save money as a family

by admin

Do you have a family and are you always looking for the best ways to save money as a family? These apps help you save money immediately!

Saving money as a family is not easy

Saving money as a family is not easy

If you have your own family, you will be surprised every month how much money will be spent on maintenance, fixed costs, outings and extras for the children. It is therefore important to pay attention to your spending pattern and to save where possible. The handy and free apps below help families save money!

Save money as a family with handy tools and apps

Save money as a family with handy tools and apps

Reshopper is an app that helps you to buy and sell child-related items. Think of children's clothing and toys for example. By buying second-hand you are cheaper, and you can also buy items that you no longer use or clothing that your children have grown out of and buy something extra on it. A kind of Marketplace, but for families!

Simple skills such as counting, weighing and handling money are central to this app. This way your child can playfully learn how to handle money and how much you have to spend while shopping, for example. Learning young is done old!

This way you can easily keep track of what you need or collectively keep your shopping list. This way you prevent that you take more than you intended or forget your stuff and have to race to the supermarket again (and buy more than you intended!) This way you ultimately save money and spend time efficiently!

Help! Is a Game app that teaches children about money, banks and everything that has to do with money matters. This makes it even easier to discuss these topics with your children.

The app Grandma knows advice helps you with all sorts of chores and facts about the household. This way you avoid having to throw clothing away due to stains or holes. Not only do you have to throw away less (a waste!), It also saves you money if you don't have to buy these items new.

Arrange your money matters and save money as a family

Arrange your money matters and save money as a family

In addition, there are many apps that help you manage your income and expenses. Often very useful if you have no insight into how much you actually spend in a month. Most apps send you a reminder when you have reached a maximum amount within a certain category, so that you don't mindlessly spend too much. They also keep track of how much you can still spend and indicate whether you are above or below an average compared to other app users. You can also often find offers with these apps and link the app to your accounts, so that your money matters are read directly by the app. That way, it takes you little time to keep track of your money matters! Budgeting is often useful as a family, so you have a lot of money left to do fun things with your family

Looking For An Apartment Or Applying For A Mortgage Loan? Where To Start?

by admin

If you have already made the decision to go live alone, the first thing you should ask yourself and answer is where you are going to live. For this, you have many options: go with a friend to your apartment, rent alone or with a Ronny or buy a new apartment or house.

The most advisable is the third option since you will be acquiring a heritage for the rest of your life. If you are also interested and want to acquire a property, you will most likely require a mortgage loan.

 

Looking for an apartment or applying for a mortgage loan?

Looking for an apartment or applying for a mortgage loan?

A mortgage loan is a loan that the bank will make for the acquisition of the property. But ... What is the first thing you should do, go find an apartment or apply for a mortgage loan?

The first thing that comes to mind is that you should look for the department and then go to the bank to see if they lend you the necessary amount to buy it. We do not recommend this! Ideally, you first know how much money the bank is willing to lend and based on that information you go out to find your new apartment.

 

Scope of your credit

Scope of your credit

Doing it this way, you will know in advance what is the scope of your credit and you will better define the departments that are within your reach. In this way, you will avoid wasting your time looking for thousands of departments that in the end you will not be able to acquire because your credit turned out to be lower than you had thought.

Similarly, if you have a stable partner and want to access a greater credit capacity you can apply for a loan to buy joint house. Now, if you have doubts about it and need advice. Call us! Our team will gladly advise you at every stage of the process. In this way, you will get the mortgage you need to buy the property of your dreams. Contact us now!

Three aspects that make cancer insurance cost more expensive

by admin

Although cancer is already known to be one of the leading causes of death in the country, there are still many people who doubt when looking for cancer insurance. Most people think that it is enough to have health insurance, but the truth is that the benefits and care provided by cancer insurance are different from those offered by any other type of insurance.

But if you already embarked on the search for cancer insurance, something you should keep in mind is that the price may go up or down, depending on some factors you have to do with the profile of the person who hires it and with the benefits you are looking for:

The age

The age


There is a big difference between hiring insurance at age 20, than doing it at age 35 or 40. The older you are, the chances of getting some type of cancer increase, so also the cost.

If you smoke or not

If you smoke or not


The cost of insuring a smoker is much higher than insuring someone who has never tried a cigar. Something important to consider is that it doesn't matter if you smoked years ago and if you do it occasionally, insurers still consider you as a smoker.

The coverage

The coverage


There are insurers that offer unlimited coverage, but logically, it costs a little more than the classic coverage that has a limit amount per person.

In addition to these factors, if you are looking for some additional benefits, such as the possibility of obtaining treatments abroad, or access to other types of therapies, they could represent an additional cost. The important thing is that before choosing, take the time to compare the alternatives and see which one meets the ideal characteristics for your profile.

Do you want to compare the different cancer insurance? You can do it in Good Finance.