Three aspects that make cancer insurance cost more expensive

by admin

Although cancer is already known to be one of the leading causes of death in the country, there are still many people who doubt when looking for cancer insurance. Most people think that it is enough to have health insurance, but the truth is that the benefits and care provided by cancer insurance are different from those offered by any other type of insurance.

But if you already embarked on the search for cancer insurance, something you should keep in mind is that the price may go up or down, depending on some factors you have to do with the profile of the person who hires it and with the benefits you are looking for:

The age

The age

There is a big difference between hiring insurance at age 20, than doing it at age 35 or 40. The older you are, the chances of getting some type of cancer increase, so also the cost.

If you smoke or not

If you smoke or not

The cost of insuring a smoker is much higher than insuring someone who has never tried a cigar. Something important to consider is that it doesn’t matter if you smoked years ago and if you do it occasionally, insurers still consider you as a smoker.

The coverage

The coverage

There are insurers that offer unlimited coverage, but logically, it costs a little more than the classic coverage that has a limit amount per person.

In addition to these factors, if you are looking for some additional benefits, such as the possibility of obtaining treatments abroad, or access to other types of therapies, they could represent an additional cost. The important thing is that before choosing, take the time to compare the alternatives and see which one meets the ideal characteristics for your profile.

Do you want to compare the different cancer insurance? You can do it in Good Finance.

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